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Micro-ATM · Assisted Banking

Turn any BC point
into a banking outlet.

Mobee MATM powers handheld micro-ATM devices for cash withdrawal, deposit, balance enquiry and mini statements — with card/PIN or Aadhaar biometric authentication and centralized field operations.

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99.9%Platform uptime
2sAvg. auth time
Pan-IndiaDevice reach
Indian Bank Sakhi helping a rural customer use handheld micro-ATM banking
Indian micro-ATM transaction at a local Business Correspondent service point
Indian debit card being used on a handheld banking terminal
MATM / FIELD BANKING Handheld banking at the BC outlet Card + PIN · Aadhaar biometric · cash services · settlement
The Banking Outlet

Branch-like services. Handheld footprint.

A Micro-ATM lets a Business Correspondent deliver essential banking services without requiring a physical ATM or nearby branch.

BUSINESS CORRESPONDENT / FIELD POINT

Banking access where customers already are.

Equip an agent with a low-cost handheld device and connect the outlet to bank rails through the Mobee MATM platform.

Cash withdrawalCard or biometric assisted withdrawal.
LIVE
Cash depositMove cash into the customer's account.
LIVE
Balance enquiryCheck available balance at the outlet.
LIVE
Mini statementQuick transaction history without a branch visit.
LIVE
Transaction Path

From customer authentication to agent settlement.

01 / AUTHENTICATE

Authentication

Customer authenticates using card + PIN or Aadhaar biometric at the MATM device.

02 / ROUTE

Request routing

The MATM switch validates the request and routes it to the issuing bank.

03 / PROCESS

Processing

Withdrawal, deposit, balance enquiry or mini statement is processed.

04 / SETTLE

Settlement

The agent settlement account and bank ledger are updated in real time.

Built for Field Conditions

Banking infrastructure that understands weak networks.

MATM outlets often operate where connectivity is imperfect. Mobee's platform is designed to tolerate intermittent connectivity and gracefully manage transaction sync when networks recover.

Offline-tolerant designQueue and sync gracefully during connectivity drops.
Low-cost handheld footprintExtend banking without branch or full ATM infrastructure.
Distributed field operationsDesigned for Business Correspondent networks across geographies.
FIELD SYNC / MATM-2048CONNECTED
Connectivity recoveredQueued operations synchronizing safely
Settlement updateAgent outlet #2048
SYNCED
Mini statement requestCustomer session
SYNCED
Withdrawal recordBank acknowledgement
SYNCED
DEVICE & AGENT FLEETOPERATIONS
Pan-IndiaDevice reach
99.9%Platform uptime
2sAvg. auth time
MATM-2048BC outlet · Device active
Agent activeONLINE
MATM-1721BC outlet · Device active
Agent activeONLINE
MATM-0915BC outlet · Device active
Agent activeONLINE
Fleet Operations

Manage every device and agent from one console.

Provision, monitor and deactivate MATM devices centrally while controlling agent operations, limits and settlement across the outlet network.

Device provisioningActivate and manage field devices centrally.
Agent managementOperate agent access and outlet controls.
Device-level reportingDetailed operational reporting for audit and support.
Dual Authentication

Serve more customers with two authentication paths.

Debit card and PIN authentication on a portable payment terminal in India

Card + PIN

Support card-based assisted banking through the MATM device for customers using card credentials.

Aadhaar fingerprint biometric authentication for assisted banking in India

Aadhaar biometric

Support Aadhaar biometric authentication to widen assisted-banking access through Business Correspondent outlets.

Compliance Ready

Designed for regulated assisted banking.

RBI BC GuidelinesUIDAI CompliantPCI DSSISO 27001
Connected Products

Build the rest of the assisted-banking stack around it.

AEPS

Aadhaar-enabled micro-banking for the last mile.

DMT

Domestic remittance for assisted-banking networks.

Prepaid Cards

End-to-end prepaid card issuance and management.

MATM / FIELD BANKING

Extend banking services beyond branches and full-size ATMs.

Talk to Mobee about MATM device software, agent operations, dual authentication, field connectivity and real-time settlement.

Request a demo