Mobee UPI Switch gives banks and PSPs one orchestration layer for Payer PSP and Payee PSP roles, VPA resolution, Collect and Pay flows, QR, Autopay mandates, multi-bank routing and live operations.
The switch supports both Payer PSP and Payee PSP responsibilities so banks and PSPs can operate customer-facing and merchant-facing UPI journeys through the same core switching layer.
Support customer payment journeys where the payer app resolves the VPA, validates the request and sends the financial instruction into the UPI network.
Support merchant and beneficiary-side journeys where Collect requests, QR-based payments and confirmations need to resolve back through the same network.
Switch between common UPI journeys to see how the operating flow changes without changing the underlying platform.
UPI acceptance is not one flow. Merchant QR, Collect journeys and recurring mandates need different controls while still sharing the same switching, routing and reconciliation foundation.
Multi-bank design allows the switch to use sponsor-bank health and destination conditions to select or fall back to another route rather than forcing the operations team to intervene manually.
UPI switching becomes a daily operations business after go-live. Reconciliation, UDIR disputes, chargebacks, settlement and live performance need to sit together.
Talk to Mobee about PSP integration, QR, Collect, Autopay, multi-bank routing, disputes and production rollout.