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Card Issuance & Program Management

Launch a card program, not just a card.

Mobee brings issuance, KYC-linked wallets, load/reload, spend controls, lifecycle management and card-network processing into one operating platform for co-branded, corporate, gift and reloadable programs.

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MOBEE / CO-BRAND
•••• 4821 3074 9201
RELOADABLEVIRTUAL / PHYSICAL
CORPORATE
•••• 2214 8840 0192
SPEND CONTROLLEDACTIVE
GIFT PROGRAM
•••• 6392 1004 7318
BRANDED ISSUANCEREAL-TIME AUTH
Program Portfolio

One platform. Different card businesses.

Each card program has different commercial rules, branding, funding and usage patterns. The operating engine stays consistent while the program configuration changes.

Indian prepaid card and mobile app program
BRAND + ISSUER + NETWORK

Co-branded card programs

Program Configuration

Co-branded cards

Launch a branded prepaid program with issuer, network, personalization, wallet and transaction controls connected through one operating model.

BrandingKYC WalletNetwork ProcessingLifecycle MIS
Program Lifecycle

From concept to live card usage.

Prepaid issuance is a business lifecycle, not a single transaction. Mobee connects the operating stages from program configuration through real-time spend authorization.

01

Program design

Define card type, network, spend rules and KYC tier.

02

Issuance

Issue physical or virtual cards and link them to compliant wallets.

03

Load & activation

Enable funding flows, activation and customer readiness.

04

Transaction processing

Route card spends through the network with real-time authorization.

Program Control Room

Operate the card after issuance.

The commercial value of a card program comes from the operating controls around it — wallet linkage, lifecycle actions, spend policy, funding and visibility.

KYC-linked walletsEach card is tied to a compliant wallet structure.
Load & reload orchestrationSupport multiple program funding flows.
Spend controlsSet category, merchant and limit rules by program.
Lifecycle actionsActivate, block, replace and expire from one console.
Real-time MISTrack activation, usage and outstanding balances.
PREPAID / PROGRAM MISLIVE OPERATIONS
Outstanding program valueReal-timeUsage, activation and balance visibility by card program
Physical + VirtualIssuance modes
3 NetworksRuPay / Visa / Mastercard
KYC LinkedWallet architecture
Real-timeAuthorization
PROGRAM CONTROL PROFILE
Issuance Capability

Everything behind the plastic — and the virtual card.

The platform covers the operational layers needed to issue, fund, control and manage prepaid cards throughout the program lifecycle.

01Card issuance & personalization

Physical and virtual issuance with branded personalization.

02KYC-linked wallet cards

Cards are backed by compliant, KYC-verified wallet structures.

03Load & reload

Multiple funding channels for topping up card balances.

04Lifecycle management

Activate, block, replace and expire cards from one operating console.

05Network switch integration

Integrate program processing with RuPay, Visa and Mastercard network environments.

06Spend controls & MIS

Configure category, merchant and limit controls with real-time program reporting.

Business Outcomes

Why brands and issuers use a managed card platform.

01

Launch faster

Go to market without building issuance and lifecycle infrastructure from scratch.

02

Support multiple programs

Run co-branded, corporate, gift and reloadable use cases from one platform.

03

KYC-linked operating model

Connect card programs to compliant wallet structures and program controls.

04

Reduce misuse

Configurable merchant, category and limit rules give program owners tighter control.

05

Live program visibility

Real-time MIS surfaces activation, usage and outstanding balances.

06

Network flexibility

Operate across RuPay, Visa and Mastercard network integrations.

Connected Products

Extend the value ecosystem.

Payment Gateway

Omni-channel payment acceptance for merchants.

Recharge & Gift Vouchers

Mobile, DTH and voucher distribution APIs.

FRM

Real-time fraud screening across card activity.
Prepaid / Program Launch

Build the card business around the customer experience you want to launch.

Talk to Mobee about program structure, issuance, network integration, wallet linkage, controls and production rollout.

Request a demo